Please read through the following terms and conditions as, by using this website, you agree to be bound by them:
This web site is established in the United Kingdom. These terms and conditions and the use by you of this web site are governed by English Law. By accessing this web site you agree to submit to the non-exclusive jurisdiction of the English Courts in relation to any claim or dispute arising out of your sue of the site.
The content of this site is intended for use only by residents of those jurisdictions to which it is expressed to relate. None of the services or products referred to is available to persons resident in any state or territory where such products or services are prohibited by local law or regulation. Please check with your professional financial adviser as to whether such products are available in the country in which you are resident. (Without detracting from the general nature of this statement the site is not intended to be accessed by residents of Hong Kong, the United States of America or Singapore.)
The content of this site is provided for general information purposes only and any opinion expressed in this site does not constitute an offer to provide any product or service except where expressly indicated. Although care has been taken to ensure the accuracy of content, Friends Provident International accepts no liability for loss of any kind incurred as a result of reliance on the information or opinions provided on this site. Friends Provident International may make changes to the information, products or services described in this site at any time without updating changes in the site.
References on this site to Friends Provident International include references to all companies on our registered offices page.
The protected pages of this site, which form our online services, are protected by access via a secure server. Pages utilising this technology will have URLs that start with HTTPS instead of HTTP. This ensures all information transmitted between your browser and our server is encrypted. In addition, in order to use the online services, you must have a valid user name and password. Data transmitted via the secure server is stored on our databases, which are protected by further security measures (such as firewalls), and may only be accessed by authorised users.
The secure adviser online services will have separate Terms and Conditions of Use which advisers must accept to be able to access and use those online services.
Friends Life companies may make changes to the information, products or services described in this site at any time without updating changes in the site. References on this site to Friends Provident International include references to other members of the Friends Life group.
We have also included links to third party websites in this site for your convenience. By giving access to such sites, we are not making any statement, warranty or representation as to the quality or contents of the other site as we do not have responsibility for that other site. Please note that when accessing another site by way of a hypertext link you may leave the Friends Provident International site.
Information transmitted to Friends Provident International companies through this web site is not encrypted and could be intercepted by third parties or electronically delivered to parties other than the addressee. Any such information is sent at your own risk and you should therefore carefully consider its sensitivity prior to transmitting it.
Please note Friends Provident International does not provide advice or sell products direct to the customer.
For further information on our products or services please contact your financial adviser.
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This site is not available for Hong Kong Residents.